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9 Of The Best Summer Necklaces For Layering

Chunky chains, beaded chokers and talisman pendant charms: how to layer summer jewellery.

Just as our wardrobes lighten up in summer, so does our attitude to jewellery. With a ‘more is more’ approach to layering for a fun boho, eclectic feel, here are nine of our favourite luxe pieces to achieve the laid-back look, plus five tips on how to style them.

Styling Tips


1. Don’t be afraid to mix metals. You don’t have to be in the gold or the silver camps. Why not try different metals, but matching stones – or similar chains in mixed metals? The key is to have fun with it.

2. Think about layering necklaces of different styles and proportions to stop the look becoming too matchy-matchy. Think vertically, as well as horizontally; a bar necklace at the throat with a longer pendant to draw the eye down works beautifully.

3. Try and stick to the ‘rule of three’, or any odd number. It will help your layering efforts look intentional and curated.

4. Think about your outfit. Layering necklaces mustn’t fight with your neckline. An open relaxed linen shirt or v-neck tee works best to show off your necklaces in all their glory.

5. Don’t be afraid to mix heirloom with costume. Wear pieces with a story that bring you joy and you will naturally gravitate towards a jewellery collection that works together.

By Lydia Mansi
July 2020

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Jewellery We Love Under £300
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Daisy Jewellery: Stacked Knot Charm Necklace, £149

A great mid-length necklace with delicate knotted detailing along its length. The perfect foil to balance out other necklaces with a more central focus, such as a bar or pendant.

Eliou: Gold-Tone Pearl And Bead Necklace, £135

Beaded necklaces and bracelets are huge this summer for a retro, Ibizian feel. This luxe version from Éliou combines a string of intricate rainbow coloured beads and statement baroque pearls with gold detailing. Keep the rest of your layers minimal and gold for a beautiful, boho look.

Dinny Hall: My World Celestial Edit, £555

If you’re nervous about curating your own layered look, Notting Hill jewellers, Dinny Hall have cleverly created an edit that’s ready to wear. Combining a trio of celestial charms, hung at different lengths from a delicate gold chain, they create a beautiful suspended vignette; why not try wearing reversed, with a backless dress?

Alex Monroe: Swallow Engraved Heart Locket Necklace, £195

A classic locket is the perfect centrepiece for your layering necklaces. This vintage-inspired, Victoriana style piece from Alex Monroe has an engraved swallow at its centre as a traditional symbol of home. Hinged with room for two photos, this is a perfect future heirloom piece to treasure.

Goddess Charms: Charms, from £60

The Goddess Charm collection is perfect for layering. Available on a range of chain lengths, the pendant charms depict a range of classical goddesses – including the Goddesses of Magic, Protection and Creativity. The perfect talismanic gift, they can be paired with semi-precious ‘power stones’ for added meaning.

Monica Vinader: Gold Vermeil 3-Piece Layering Necklace Set, £215

Another ready-to-wear trio from Monica Vinader, the shorter length of the three chains means it works well with a range of necklines. Simple enough to be worn every day, it’s a modern classic that won’t date, yet gives a nod to the current layering trend.

Roxanne Assoulin: Soft Serve Enamel And Gold-Tone Necklace, £185

The gorgeous gelato tones of this enamel and gold necklace from Roxanne Assoulin make it the perfect holiday accessory. The glossy enamel beads are offset with glinting gold highlights – perfect for catching the sun’s rays. The ingenious magnetic clasp makes it a doddle to get on and off. Perfect paired with summer whites.

Missoma: Gold Aegis Chain Necklace, £149

The elongated links on this chain necklace from Missoma offer an elegant twist on a traditional linked design. They have nifty clip-on pendants to buy separately to style up your chain for an unlimited combination of looks. Clever, versatile and oh-so stylish.

Rachel Jackson: Spinning Necklace, £95

If you’re looking for a personalised memento to add to your layering library, this spinning necklace from Rachel Jackson is just the thing. Have it engraved on both sides, or just one if you want to keep your message private. A classic shape, the disc pendant is a great balance to shorter, beaded styles.

Lydia Mansi

Lifestyle Editor

Lydia is an all-round lifestyle guru, tireless champion of women in business and our resident expert on beauty.

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