In today's digital age, managing your finances has never been easier – no more bank manager appointments! – thanks to a plethora of apps and websites designed to help you track spending and save money effortlessly. From analysing your expenditures to finding the best deals, there is a wealth of platforms out there to empower you on your financial journey. Here are five to help you streamline your budgeting process and maximise your savings.


Moneyhub offers a comprehensive overview of your spending habits across multiple accounts. By securely linking your bank accounts, credit cards, and savings, this intuitive platform categorises your transactions, providing insightful, visual analytics on where your money goes each month. With its budgeting tools and spending analysis features, Moneyhub enables you to set financial goals and track your progress effortlessly. Moreover, it offers personalised money-saving tips based on your spending patterns, helping you make informed decisions to cut unnecessary expenses and boost your savings. Explore more.

Paypal Honey


Honey is a clever extension that you can add to your web browser to find you the best online vouchers products as you shop. Simply browse online stores and Honey will scan the web in the background to find codes for the specific products you considering buying and automatically add them for you at checkout for instant savings with zero effort. Explore more.


When it comes to saving money on purchases, TopCashback is a game-changer. This popular cashback website enables you to earn money back on your online shopping at thousands of retailers, including major brands such as M&S, Curry’s and Amazon. Simply sign up for free, browse through the available cashback offers, and shop as usual through the platform to earn cash rewards on your purchases. With its extensive network of partner merchants and exclusive deals, TopCashback helps you maximise savings on everything from groceries and fashion to travel and utilities, making it a must-have tool for savvy shoppers. Explore more.


VoucherCodes is your go-to destination for finding the best deals and discounts on a wide range of products and services. Whether you're shopping online or in-store, this handy website offers a vast selection of voucher codes, from money off your next meal at your favourite restaurant to discounts on electronics, fashion, and beauty products. VoucherCodes can help you save money on everyday expenses effortlessly. With its user-friendly interface and regularly updated offers, you can easily find savings opportunities tailored to your preferences and needs. Explore more.


Emma is a powerful financial management app designed to simplify your money management and help you save effortlessly. By connecting all your bank accounts, credit cards, and investments in one place, Emma provides a holistic view of your finances, allowing you to track your spending, set budgets, and identify areas for potential savings. What sets Emma apart is its unique ‘Save Money’ feature, which analyses your transactions and suggests ways to cut costs, such as cancelling subscriptions or switching to cheaper alternatives. Moreover, Emma offers a range of additional features, including bill tracking, subscription management, and customisable spending categories, empowering you to take control of your finances and achieve your savings goals faster. Explore more.

By Lydia Mansi
March 2024